← All Tools
pablofranzo
💧
Cash Flow Stress Tester
Model 3 scenarios against your fixed costs · 12-month runway & break-even · ~5 min
Current financial position
Current cash balance ($)
Monthly fixed costs ($) *
Payroll, rent, subscriptions — costs that don't change with revenue
Current monthly revenue ($)
Variable costs
(% of revenue)
COGS, commissions, delivery costs
Credit facilities available ($)
optional
Industry / business type
Revenue scenarios (monthly change %)
😟 Pessimistic scenario
% monthly revenue change vs current
😐 Base scenario
% monthly revenue change vs current
😊 Optimistic scenario
% monthly revenue change vs current
Context for AI analysis
Key upcoming expenses or revenue risks
optional
Run Stress Test →
Modeling your cash flow scenarios…
💧
Cash Flow Stress Test
📊 Scenario Runway
Months before cash runs out
⚖️ Break-even Analysis
Base scenario
📈 12-Month Cash Position
Base scenario
Cumulative cash balance ($ thousands) — Base scenario
🚨 Danger Zones
Critical risk periods
🎯 Priority Actions
What to do now
🔧 Cash Levers
Ranked by impact
🚦 Trigger Signals
When to escalate to Plan B
Copy Results
New Stress Test
Connect with Pablo on LinkedIn